What’s the Average Cost of Urgent Care in Shirley, NY?

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When you or someone close to you has to go to an urgent care clinic, it’s not generally for something planned. Typically, patients seek urgent care for unexpected scenarios like a sudden illness, accidental injuries, and allergic reactions. If you’re like most people, you probably don’t have the health care system down pat, nor do you have extensive experience in the emergency room. Because we know the cost of health care can be confusing, the team at MD 365 is available to provide you with a better idea about the cost of urgent care based on several factors.

Do You Have Health Insurance?

When you don’t have health insurance, any medical need that requires a formal visit can be daunting. But, no matter the scenario, an urgent care visit will always cost you less than a visit to the emergency room, so prioritize finding an urgent care clinic first if you can. From there, you are responsible for paying for your particular needs, but the urgent care clinic may be able to offer you discounts if you let them know your situation ahead of time. There may even be an option to set up a payment plan, so be upfront from the get-go.

Has Your Deductible Has Been Met?

Your deductible is the amount of money that you have to pay before your health insurance kicks in. Whether or not the deductible has been met will influence the total cost of an urgent care visit. If you visit an urgent care clinic and your deductible has already been met, you are only responsible for your copay at the time of treatment. This is ideal, as the typical cost of a copay at urgent care is between $25 to $75 – but this price is set by your insurance provider, not the clinic. If you have not met your deductible, you will be paying out of pocket for the cost of treatment. But, this is still less expensive than an emergency room visit. The average cost of an urgent care visit is between $100 and $200; an ER can cost more than $500.

Is the Clinic Is In-Network?

Just like when you select a doctor for yourself or a member of your family, you have to make sure an urgent care clinic is in-network. This means that your insurance is taken by a particular office, so you can apply it there for your appointments. Furthermore, at an office or clinic that’s in-network, the rates charged for treatments have been previously negotiated, so they will be less expensive overall. When an office is out of your network, they have all the power to set their own rates. So, if there’s time, it’s best to make sure that an urgent care clinic is within your network. Another note: not every urgent care that accepts your insurance is within your specific network, so be sure to clarify ahead of time.

Contact MD 365 Today

At MD 365, we’re determined to help you with your health care needs in any way we can. If you’re looking for a proper urgent care clinic, look no further than our expert team in Shirley, NY, Lake Ronkonkoma, NY and Oakdale, NY. We offer superior urgent care services that will get you back on your feet in no time. Contact us today for more information at 631-772-4646 and experience the MD 365 difference.

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